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How to Upgrade FCMB Bank Account Easily Online and Offline in 2023

How to Upgrade FCMB Bank Account Easily (Online & Offline)

These days, upgrading your FCMB (First City Monument Bank) account can be done conveniently from the comfort of your home or office, without the need to visit a physical bank branch. FCMB has definitely made the process easy. 

In this article, I will walk you through how to upgrade FCMB Bank account easily online likewise how to upgrade FCMB account easily offline in an easy process.

Firstly, let me begin by showing you how to upgrade FCMB bank account easily online, and then we proceed to the second step.

How to Upgrade FCMB Bank Account Easily (Online & Offline)

How to Upgrade FCMB Bank Account Easily (Online & Offline)
How to Upgrade FCMB Bank Account Easily (Online & Offline)

Below are everything this article entails:

How To Upgrade FCMB Bank Account Easily Online In 2023

To get started with upgrading your fcmb bank account, kindly follow the process below:

Login to FCMB New Mobile

The first step in upgrading your FCMB account is to log in to the FCMB New Mobile app. 

If you haven’t already installed the app, you can download it from your device’s app store and follow the setup instructions to register your account.

Select ‘Upgrade my Account’

After logging in, you’ll be greeted with the app’s main dashboard. 

Read: How to Upgrade Your Ecobank Account Easily (Online & Offline)

Scroll down and look for the ‘Upgrade my Account’ option, it is usually found at the bottom of the screen. 

Tap on it to carry out the account upgrade process.

Select the Account to Upgrade

Once you’ve selected the ‘Upgrade my Account’ option, you will be prompted to choose the specific FCMB account that you wish to upgrade. 

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This could be a savings account, current account, or any other account type you have with FCMB.

Choose Your Preferred Account Tier

FCMB offers different account tiers with varying benefits. 

In this step, you’ll have the opportunity to select your preferred account tier. 

Review the features and benefits associated with each tier to make an informed choice that suits your financial needs.

Upload the Required Documents and Submit

To complete the upgrade process, you’ll need to provide certain documents as part of the Know Your Customer (KYC) requirements. 

These documents may include a valid means of identification (e.g., National ID, International Passport, or Driver’s License), proof of address, and other documents as specified by FCMB.

Using your smartphone’s camera, take clear and legible photos or scans of these documents and upload them securely through the app. 

Ensure that the documents meet FCMB’s stipulated criteria to avoid any delays in the upgrade process.

Account Upgrade Successful

After submitting the required documents, FCMB will review your application for the account upgrade. 

This may take some time, depending on the bank’s processing time and the completeness of your documents. 

You will receive notifications through the app regarding the status of your upgrade.

Once your account upgrade is approved and processed, you will be notified, and your upgraded account will be ready for use. 

You can then enjoy the benefits associated with your chosen account tier, such as increased transaction limits, exclusive services, and more.

How To Upgrade FCMB Bank Account Easily Offline In 2023

The following process entails how to upgrade fcmb bank account easily offline in 2023:

Visit Your Nearest FCMB Branch: The first and most crucial step in upgrading your FCMB account offline is to visit your nearest FCMB branch.

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It’s essential to locate a branch convenient to you, ensuring that you can comfortably make the trip.

Gather the Required Documents: Before heading to the branch, make sure you have all the necessary documents with you. These usually include:

Valid Means of Identification: Bring along an official government-issued ID, such as your National ID, International Passport, or Driver’s License. 

This will be required for identity verification.

Proof of Address: You’ll also need to provide a valid proof of address, such as a utility bill (electricity, water, or gas) or a tenancy agreement.

Passport Photographs: Carry a few recent passport-sized photographs, as these are often needed for updating your account details.

Completed Account Upgrade Form: The FCMB bank staff will provide you with the necessary forms to complete. 

These forms will require your personal information, account details, and other relevant data.

Visit the Bank and Speak to a Bank Officer: Once you have all the required documents and forms in hand, make your way to the FCMB branch.

Inside, you’ll find a customer service area where you can speak to a bank officer.

Request an Account Upgrade: Politely inform the bank officer that you wish to upgrade your FCMB account.

They will guide you through the process, answer any questions you might have, and provide assistance as needed.

Submit Your Documents and Information: Hand over your completed forms, along with the necessary documents and photographs, to the bank officer.

They will review your information, verify your identity, and process your account upgrade request.

Wait for Approval: The bank will need some time to process your request and verify the information you’ve provided.

 During this time, stay in contact with your assigned bank officer for updates on the status of your account upgrade.

Final Process: Once your account upgrade is approved, you may be required to sign some additional documents or receive a new account card, depending on the type of upgrade you’ve requested.

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Enjoy Your Upgraded FCMB Account: Congratulations, your FCMB account is now successfully upgraded!

You can now enjoy the benefits and features associated with your upgraded account, whether it’s increased transaction limits, access to exclusive services, or any other perks offered by FCMB.

FAQs On How to Upgrade FCMB Bank Account Easily (Online & Offline)

Here are some questions related to how to upgrade fcmb bank account easily (online & offline) with answers:

What is an FCMB account upgrade?

An FCMB account upgrade is the process of transitioning your existing bank account to a higher account tier or category. 

This involves gaining access to additional benefits and features associated with the upgraded account.

What are the benefits of upgrading my FCMB account?

The benefits of upgrading your FCMB account may include increased transaction limits, access to exclusive services, personalized support, and enhanced features like higher interest rates on savings or investment accounts.

Can I upgrade my FCMB account online?

Yes, you can upgrade your FCMB account online using the FCMB New Mobile app. This method allows for a convenient and paperless upgrade process.

What documents are required for an offline FCMB account upgrade?

To upgrade your FCMB account offline, you will need the following documents:

Valid means of identification (e.g., National ID, International Passport, or Driver’s License)

Proof of address (e.g., utility bill or tenancy agreement)

Passport-size photographs

Completed account upgrade forms provided by the bank.

Can I upgrade multiple FCMB accounts using the same process?

Yes, you can upgrade multiple FCMB accounts, but each account will need to go through the upgrade process individually.

Ensure you have the required documents and information for each account you wish to upgrade.

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