Banking tips and guides

How to transfer money from Uba to Kuda Bank [7 easy steps using USSD or App]

Transferring money from your UBA account to Kuda microfinance bank is quite easy, all you need is the SIM linked to your bank and a Smartphone.

This can be done in two ways, one by using the UBA USSD code and the second is via the UBA mobile banking application on your android or your iphone.

While many prefer the USSD code method, the application method still remains the best, because if you use ussd code, you’ll end up paying both transfer fee and flat #10 for using the service.

According to Nairametrics, as at 2021, mobile banking and ussd transactions in Nigeria stands at approximately 1.7 billion.


I’ll take the mobile banking app method first, this is easy and won’t take much time.

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How to transfer money from Uba to Kuda using mobile banking app

Step 1: Download the UBA mobile banking app here , if you have the application already, just skip this step.

Step 2: Register and login to the app, you’ll need to register with an active ATM card.

Step 3: On the next screen after you login, click on banking and click on transfer.

Step 4: On this screen, click on transfer to other banks

Step 5: here you’ll click on the very first bank name you see, it will open a drop down list, search for kuda microfinance bank , click on it.

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Step 6: Input fields will show up, what you’ll enter here is the kuda bank account number, the amount you want to transfer and lastly the Narration ( this is optional though)

Step 7: Enter your transaction pin or touch your fingerprint to confirm the transfer.

How to transfer money from UBA to Kuda using USSD code

This is as easy and straight forward as the application method.

Step 1: Dail *919#

Step 2: select “Transfer to microfinance”

Step 3: Enter your transaction pin

Step 4: Enter the kuda account number you want to transfer to

Step 5: select “kuda microfinance bank”

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Step 6: Enter the amount you wish to transfer and send

Note: Some people are complaining they can’t find kuda in the list, if you can’t find kuda too, that simply means that the database have not been updated to your side yet, that should be a problem with UBA systems.

That’s what’s happening on firstbank too, some people can transfer to opay and kuda while some people cant.

I’ll get in touch with UBA to see if they’re working on a solution.

In the meantime, don’t hesitate to leave a comment below, if you still have questions to ask.

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