Loan Apps

How to Borrow Money from Mama Credit Loan App: Mama Credit Loan App Apk Download, Customer Care Details

How to borrow from Mama Credit Loan App: Mama Credit Loan App Apk Download, Customer Care Details. Everything you need to know has been shared in this post. Do you still need an instant loan? If yes, MamaCredit is another online lending platform that provides instant personal loans to individuals without requiring collateral.

By simply providing your phone data, such as device information, you can borrow loans on the app. 

The platform allows borrowers to access loans of up to N200,000 instantly.

While there are several loan apps available, MamaCredit stands out due to its exceptional loan services. 

However, you should have in mind that the maximum loan amount available is relatively low and may not meet the standard of the amount needed.

Without much Ado, let’s delve into the details of this article.

What is MamaCredit?

MamaCredit is an online platform that offers personal loans without the need for collateral. 

The process of borrowing money through this platform is incredibly easy. 

It utilizes the data on your phone, such as device information, to verify your identity and provide you with a loan.

MamaCredit loan app is designed to make the loan application process easy and stress-free. With this app, you can easily apply for a loan without any hassles.

Mamacredit is currently available to residents of Nigeria. 

If you do not reside in Nigeria, you will not be able to access loans through MamaCredit. 

However, it’s worth noting that MamaCredit is a reputable loan platform. 

You can borrow money at any time, and the loan will be provided to you instantly.

How much can you borrow from Mamacredit Loan App

Mamacredit loan amount may vary and depends on the borrower’s creditworthiness.

The loan amount you can get from Mamacredit ranges between N5,000 and the maximum of N200,000.

Mamacredit loan repayment

Mamacredit claims to have a flexible repayment period which ranges from 61 to 365 days. 

Read: How To Get A Loan From UBA Bank In Nigeria With or Without Collateral in 2023

Note, this long period may not be applied to lower loan amounts.

How to borrow from Mama Credit Loan App
How to borrow from Mama Credit Loan App

How to borrow from Mama Credit Loan App

Here, I will show you the steps on How to borrow from Mama Credit Loan App, kindly read on.

Borrowing on MamaCredit is a simple process. Follow the steps below to register on the platform:

  • Download the MamaCredit loan app.
  • Sign up using your active phone number or email account.
  • Create and complete your profile to enable loan applications.
  • Request a loan, and once approved, the funds will be credited to your bank account.

MamaCredit loan requirements & eligibility

To be eligible for a MamaCredit loan, the following criteria must be met:

  • The borrower must be a resident of Nigeria.
  • Borrowers must be between 20 to 55 years old.
  • BVN (Bank Verification Number) information must be provided.
  • Bank account etc.

Mamacredit loan interest rate

The interest rate for MamaCredit loans varies depending on the customer’s risk profile and the loan period. 

The interest rate ranges from 12% to 25% per annum, while the service charge remains at 0%.

Mama Credit Loan App Apk Download

Do you prefer the Mama Credit APK to the app? If yes, the Mama Credit loan APK download is easy. There are platforms like and that offers APK download for apps you can also click any of the two links above and you will be redirected to the Mama Credit loan app APK download page but bear in mind that APK apps are not always safe as apps downloaded from the most recommended stores e.g play store and apple store.

Mamacredit Customer Care Details

There may be a need to contact mamacredit credit customer care especially when you are facing issues with login, borrowing a loan, and loan repayment. 

These issues can be challenging and could call for the need to contact the mamacredit credit customer care for help.

So in this article, I’ve also provided the mamacredit customer care details and each of them can be seen below:

Mamacredit Customer Care Email Address

The mamacredit customer care email address is If you have any issues regarding the mamacredit financial loan app, do hesitate not to send them an email containing details on the kind of problem you are facing. 

In this way, they should be able to help you out immediately.

Mamacredit Office Address

Mamacredit Office Address is  No 4 Jolayemi Samuel Street, VI Lagos Nigeria.

If you reside in Lagos near Jolayemi Samuel Street, it would be more convenient for you than those far locations and the best option could be to use the email address in contacting them.

Frequently Asked Questions How to borrow from Mama Credit Loan App

Below are some frequently asked questions related to how to borrow from Mama Credit Loan App: Mama Credit Loan App Apk Download, Customer Care Details:

Is Mama Credit legit?

“Is mama credit legit” is one of the top search queries regarding mama credit loan apps.

No one wants to fall victim to scamming and this is why many people stay vigilant enough. 

However, unlike Palmpay, Opay, MoniePoint, Kuda Bank, Renmoney, and FairMoney which have been around for years, mama credit tends to be a new loan app with just 50,000 downloads compared to the loan apps mentioned above.

This mama credit is yet to get enough recognition making it very hard to get many users’ reviews which could determine if the app is legit or not.

Is Mama Credit approved by CBN?

Currently, mamacredit is not approved by CBN or licensed by NDIC. Therefore you should take constant precautions when borrowing from them.

“No”, Mama Credit is yet to be approved by the central bank of Nigeria (CBN) and I cannot determine or conclude on its legitimacy. 

Leave a Reply

Back to top button