Banking tips and guides

How to upgrade Union Bank Account Easily Online and Offline in 2023

How to upgrade Union Bank account easily offline in 2023

Opening a bank account is a straightforward process, but as you’re in the long run, you might find the need to upgrade your account to enjoy more benefits and fewer restrictions. 

Union Bank offers various account types to ensure they cater to different customer needs, and upgrading your account can grant you access to additional features and higher transaction limits. 

In this article guide, you will have the awareness of how to upgrade Union Bank account easily (online & offline).

When you open a Union Bank account, it often comes with certain limitations and restrictions, particularly regarding transaction limits and available services. Upgrading your account to a tier 3 savings account, prevents these restrictions, allowing you to receive any amount of money and conduct transactions without limitations.

Without further ado, let’s go deeper into knowing how to upgrade Union Bank account easily (online & offline).

Requirements to Upgrade Your Union Bank Account

Before you can carry out the process of upgrading your Union Bank account, it’s crucial for you to gather some essential documents.

Below are the documents required:

Valid ID: You will need a valid form of identification, such as an international passport, voter’s card, national ID card, or driver’s license.

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Last 3 Months’ Utility Bill: This can be your NEPA bill (electricity bill), rent bill, or any other utility bill reflecting your current address.

Passport: A recent passport-sized photograph is required.

Duly Signed Form: Union Bank will provide you with a form that needs to be duly filled and signed by you.

The process of how to upgrade Union Bank account is easy. People have been searching for two ways but unfortunately, only one option is available for Union bank right now and the only available option is for offline process.

You can follow the steps below:

How to upgrade Union Bank account easily offline in 2023

How to upgrade Union Bank account easily offline
How to upgrade Union Bank account easily offline

The below guide is the process of how to upgrade a Union Bank account easily offline in Nigeria:

First step first, you need to locate the nearest Union Bank Branch.

Once you get there, head to the customer service department and inform them that you want to upgrade your Union Bank account.

The bank representative will ask you to confirm that you have all the required documents.

Once confirmed, you’ll be given an upgrade form to fill out. 

This form will collect essential details, including your Bank Verification Number (BVN), email address, home address, account number, phone number, and more.

Read: How to upgrade First bank account easily (Online & Offline)

Lastly, ensure you carefully complete the form and return it to the customer service desk.

If all the provided information is accurate and complete, your account should be upgraded within 24 hours.

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FAQs On How to upgrade Union Bank account easily (online & offline)

Here are some frequently asked questions on how to upgrade Union Bank account easily online and offline with answers:

What do I need to upgrade my Union Bank account?

To upgrade your Union Bank account, you will often need the following:

Valid identification document (e.g., international passport, voter’s card, national ID card, or driver’s license).

The last three months’ utility bill (e.g., electricity bill or rent bill) reflects your current address.

A recent passport-sized photograph.

A duly signed upgrade form provided by the bank.

Ensure you have these documents ready before visiting a Union Bank branch to initiate the upgrade process.

How do I upgrade my Union Bank transfer limit?

Upgrading your Union Bank account often includes an increase in your transfer limit. To do this, follow these steps:

Visit a Union Bank branch.

Request an account upgrade.

Fill out the provided upgrade form with your details.

Once your account is upgraded, your transfer limits should be automatically adjusted to the new, higher limits.

How do I update my Union Bank account with USSD code?

To update or manage your Union Bank account using USSD (Unstructured Supplementary Service Data) codes, follow these general steps:

Dial the Union Bank USSD code (e.g., *826#) on your registered mobile number.

Follow the on-screen prompts to access various banking services, such as checking your balance, transferring funds, or recharging your phone.

For specific account updates, like changing your PIN or contact information, follow the relevant prompts provided by the USSD system.

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How many days does it take to upgrade a Union Bank account?

Most times, the account upgrade process at Union Bank takes approximately 24 hours or one business day. 

Once you’ve submitted all the required documents and filled out the upgrade form accurately, the bank will process your request promptly.

How fast do you get funds from an upgraded account?

After upgrading your Union Bank account, you should have immediate access to your funds, as the upgrade often removes transaction limits and restrictions.

However, fund availability also depends on the source of the funds you’re receiving, such as transfers from other banks or deposits.

How do I get money out of my upgraded Union Bank account?

With an upgraded Union Bank account, you can access your money through various means:

Withdraw cash from ATMs using your Union Bank debit card.

Make transfers to other bank accounts or pay bills online or through mobile banking.

Visit a Union Bank branch for in-person withdrawals or assistance with any banking transactions.

The upgraded account provides you with the flexibility to manage your funds conveniently and efficiently.

Can I upgrade my Union bank account online?

Currently, you cannot upgrade your Union bank account online, but in cases where there are no close Union bank branches, you can shoot customer service an email, and they will guide you on exactly what to do to upgrade your Union bank account.

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