Finance apps

Kuda Bank USSD Code And Kuda Bank Transfer Code

Many questions about Kuda digital bank have surfaced online which include Kuda bank transfer code, Kuda bank USSD code, and a lot more.

However, in this article which speaks about Kuda digital banking, you will gain insights into what Kuda bank is really about, how it started, who owns Kuda bank, and other important things you may need to know.

What You Need To Know About Kuda Bank

Kuda Bank which was formerly known as Kudi Money is a digital bank platform that was founded in London, United Kingdom, and began operation in Nigeria in the year 2017.

Kuda bank is one of the oldest and best digital banks that has ever existed in Nigeria.

The Kuda bank of Nigeria was founded by Babs Ogundeyi and Co-founder Musty Mustapha having its headquarters in London, United Kingdom.

Kuda Bank USSD code, Kuda Bank Transfer code & How To Use Them

Is Kuda Bank Approved By CBN?

These are some of the questions that had surfaced online concerning Kuda bank.

However, this is to inform you that Kuda Bank remains the first mobile-only bank that was approved and licensed by the central bank of Nigeria (CBN).

Kuda Bank Net Worth

As of the time of writing this article, Kuda Bank Worth is estimated at $500 Million despite the fact that they were known for not charging any banking fees, unlike other Banks.

Yet, you should understand that they implement the sum of N50 only on a deposit of N10,000 and more.

Read: Kuda vs Opay: which is better? Fees, user feedback, features and trust in 2023

You’ve taken a look at the brief history of Kuda bank, and without wasting your time, let’s see the Kuda bank transfer code, Kuda bank USSD code, and everything you need to know about them.

Kuda Bank Transfer Code To First Bank

As a new Kuda bank user who wants to know the kuda bank transfer code to the first bank including the Kuda USSD code to transfer money, this article is just for you to give answers to what you’ve been searching for.

Note: Anytime you want to transfer money to your Kuda bank account using the USSD code you must use your phone number which was linked to your Kuda bank account else, your transaction may be denied.

To transfer money to Kuda bank from the first bank with the aid of the USSD code kindly dial *894*the amount of money you want to send*your Kuda bank account number# then tap send.

After all that, ensure you follow the steps which will display on your phone screen to get the transaction done.

Kuda Bank USSD Code & Kuda Bank transfer
Kuda Bank USSD Code & Kuda Bank transfer

Kuda Bank USSD Code To Transfer Money To Access Bank

If your bank is different from the previous one, don’t worry,’ there’s just a little difference all you have to do is to include the access bank transfer code as seen in the example below:

Read: Eco Bank Transfer Code And Eco Bank USSD Code

*426*your kuda account number*amount of money you want to transfer# then tap send.

How To Add Money To Your Kuda Bank Using Kuda Bank USSD Code

If you aren’t already on the platform app, please log in and go directly to your dashboard, once you get there, tap the word “Add Money” and after that tap add by USSD, after those steps the next thing to do is type the amount of money you want to add to your Kuda bank account and lastly click “Add”.

Frequently Asked Questions On Kuda Bank Transfer Code

The following are the frequently asked questions:

The Kuda Bank Money Transfer Code And USSD Code Didn’t Work. What Can I Do?

This rarely happens but in case it happens the issue might be caused by the network provider.

If transactions repeatedly fail, please contact the Kuda Bank support.

What transactions can I carry out using the Kuda Bank USSD Code?

You can carry out transactions such as transferring funds, buying airtime and data, paying bills, checking your account balance, and opening a Kuda Bank account using the transfer code.

How do I register for the Kuda Bank USSD Code & Transfer Code?

You don’t need to register for the Kuda Bank Transfer Code or Kuda Bank USSD Code.

 Once you have a Kuda Bank account and a mobile phone linked to your account, you can dial the transfer code to start using it.

What is the maximum amount I can transfer using the Kuda Bank Transfer Code?

The maximum amount you can transfer using the Kuda Bank Transfer Code depends on the transaction limit set on your account. 

You can check your transaction limit by dialing *919# and following the prompts.

Is there a fee for using the Kuda Bank Transfer Code?

 There are no charges for using the Kuda Bank Transfer Code. However, network charges may apply.

What do I do if I forget my Kuda Bank Transfer Code PIN?

 If you forget your Kuda Bank Transfer Code PIN, you can reset it by dialing the code, select”Forgot PIN”, and following the prompts to reset your PIN.

 Is the Kuda Bank Transfer Code available 24/7?

Yes, the Kuda Bank Transfer Code is available 24/7, and you can carry out transactions anytime, anywhere.


Online banking is becoming more prominent than ever, yet for any online banking you want to use, you must confirm its legitimacy and be sure it is approved by the central bank of Nigeria (CBN).

You’ve gotten an insight on how to use the Kuda bank transfer code and the Kuda bank code, however, before you can start using it you need to download the Kuda bank app from any trusted app store.

If you don’t have an account yet and want to join kuda bank, kindly sign up here.

Leave a Reply

Back to top button