This post is written with the primary aim of showing you how to open a Kuda bank account without BVN but it also includes some things that are important for you to know about Kuda Bank.
Kuda Bank is a digital-only bank that lets you manage your money straight from your phone!
With Kuda, you can open an account in just a few minutes, without any paperwork or long lines.
Once you’ve got an account, you can deposit money, pay bills, transfer funds, and even save money – all through their user-friendly app.
One of the best things about Kuda Bank is that it’s completely free! You won’t have to pay any account maintenance fees or transaction charges. Plus, you’ll get free ATM withdrawals from over 3,000 ATMs across Nigeria.
Kuda also offers some cool features that make banking a breeze.
For instance, you can set savings goals and automate your savings with Kuda’s “Save Money” feature.
You can also lock your debit card instantly if you misplace it.
Requirements to open a Kuda bank account without BVN
Before going too deep into how to open Kuda Bank without BVN, let’s see some needed requirements.
Although BVN is a unique identifier that is assigned to each bank account holder in Nigeria and is linked to your biometric data, such as your fingerprints and photograph, if you don’t know your BVN at the point of opening a Kuda bank account you can still bypass it and successfully register on the app.
However, below are the essential requirements to open a Kuda bank account:
A mobile device: You will need a smartphone or tablet with an internet connection to download and use the Kuda Bank app.
A valid email address: You will need an active email address to receive important updates and notifications about your account.
A Bank Verification Number (BVN): This is a unique identifier that is assigned to each bank account holder in Nigeria and is linked to your biometric data.
You will need to provide your BVN during the account registration process.
A valid identification document: You will need to provide a government-issued identification document such as a National Identity Card, International Passport, or Driver’s License.
A passport photograph: You will need to upload a clear passport photograph of yourself during the registration process.
Personal Information: You will be required to provide personal information such as your full name, date of birth, home address, and phone number.
Once you have all the necessary requirements, you can proceed to download the Kuda Bank app from the Google Play Store or Apple App Store, create an account, and follow the on-screen instructions to complete the registration process.
Note that you can bypass the BVN requirements at the point of registration.
Kuda Bank Registration: How to open a Kuda Bank Account without BVN
It is possible to open a Kuda Bank account without a Bank Verification Number (BVN).
Here are the steps on how to open a Kuda Bank account without a BVN:
- Download the Kuda Bank app from the Google Play Store or Apple App Store.
- Tap on “Sign Up” on the home screen.
- Select “I don’t have a BVN” and then tap on “Continue.”
- You will be required to provide your personal information such as your full name, phone number, and email address.
- Next, you will be asked to upload a valid means of identification such as a National ID card, International passport, or Driver’s license.
Once you have uploaded your identification document, you will need to take a selfie or upload a passport photograph of yourself.
After providing the required information, Kuda Bank will verify your details and then send a confirmation email to the email address you provided.
Once your account has been approved, you can log in to your Kuda Bank account and start using it.
It’s crucial for you to bear in mind that while it is possible to open a Kuda Bank account without a BVN, it’s always recommended to get a BVN as it’s a unique identifier that is linked to your biometric data and can be used across all banks in Nigeria.
Opening a Kuda bank account will prevent you from accessing all the Kuda bank features and benefits.
Frequently Asked Questions On How To Open Kuda Bank Account Without BVN
Some frequently asked questions related to how to open a Kuda bank account without BVN have been provided below:
Can you open a Kuda account without BVN?
Yes, it’s possible to open a Kuda Bank account without a Bank Verification Number (BVN). You can choose the option “I don’t have a BVN” during the registration process and provide alternative means of identification.
Which online bank can I open without BVN?
In addition to Kuda Bank, there are a few other online banks in Nigeria that allow you to open an account without a BVN, such as Rubies Bank, ALAT by Wema Bank, and Eyowo.
How much can a Kuda account hold without BVN?
There is a limit to how much a Kuda Bank account can hold without a BVN, to fully enjoy all the features and benefits of Kuda Bank, you will need to provide a BVN.
How do I open a Kuda account with my phone number?
To open a Kuda Bank account with your phone number, follow these steps:
Download the Kuda Bank app from the Google Play Store or Apple App Store.
Tap on “Sign Up” on the home screen.
Provide your phone number and follow the on-screen instructions to complete the registration process, including providing your personal information, uploading identification documents, and taking a selfie or uploading a passport photograph.