Banking tips and guides

How to upgrade GTbank Bank Account Easily Online and Offline in 2023

How to upgrade GTbank account easily (Online & Offline)

When you open a bank account, you’re often subject to certain restrictions and limitations, especially if you start with a tier 1 or tier 2 account like the GTCrea8 student account or the GTBank Instant account. 

However, you may find that as your financial needs grow, these limitations become an obstacle. In this comprehensive guide, we’ll explore the step-by-step process of how to upgrade GTBank account easily (online & offline).

By the end of this article, you should have a clear understanding of how to remove restrictions and enjoy the benefits of a higher-tier account.

Before diving into how to upgrade your Gtbank account easily, let’s first understand why you might want to upgrade your GTBank account.

Why Upgrade Your Gtbank Account?

When you initially open a GTBank account, whether it’s a student account or another type, there are certain transaction and balance limits in place. 

Upgrading your account allows you to:

Receive unlimited amounts of money.

Carry out transactions without any restrictions.

Access advanced banking features.

 Types of GTBank Accounts

Before upgrading, it’s essential to know the different types of GTBank accounts available:

Tier 1 Accounts (e.g., GTCrea8 Student Account)

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Tier 2 Accounts (e.g., GTBank Instant Account)

Tier 3 Accounts (e.g., Higher-tier Accounts)

Now that we have a clear understanding of why and when to upgrade, let’s move on to the requirements.

Requirements for Account Upgrade

To upgrade your GTBank account, you’ll need to gather specific documents and information. Here’s what you’ll need:

Bank Verification Number (BVN)

Your BVN is a unique identifier linked to your bank account. 

Ensure you have this handy as it’s a critical requirement for the upgrade process.

Valid Identification Documents

Choose one of the following valid identification documents:

National Identity Card

International Passport

Driver’s License

Voter’s Card

Passport and Utility Bill

Prepare two recent passport-sized photographs and a utility bill as part of the upgrade requirements.

Now that you have all the necessary documents ready, let’s explore the two methods of upgrading your GTBank account.

How to Upgrade GTBank Account Online Easily

How to upgrade GTbank account easily (Online & Offline)
How to upgrade GTbank account easily (Online & Offline)

If you prefer a convenient online method to upgrade your account, kindly ensure you follow these steps:

Register for GTBank Internet Banking

Before proceeding, make sure you’ve registered for GTBank Internet Banking. This will be your portal to online account upgrades.

Access the Upgrade Portal

Visit the GTBank website or use this link: GTBank Upgrade Portal. Select the “Self-Service Options.”

Select Account Upgrade

While you are within the self-service options, kindly choose “Account Upgrade.”

Enter Your Account Details

You’ll be prompted to enter your 12-digit GTBank NUBAN account number and your BVN. Click “Submit” to proceed.

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Select Your Account Tier

Choose “Tier 3” for unlimited transactions and the removal of all restrictions. 

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For tier 2, an ID card is sufficient.

OTP Code Verification

An OTP (One-Time Password) will be sent to your registered phone number. 

Enter this code to verify the upgrade process.

Submit Required Documents

For tier 3 upgrades, you’ll need to submit additional documents, including your ID card, two passport-sized photos, and a utility bill.

Final Submission

After submitting all required documents, click “Submit” to complete the upgrade process.

To confirm that your account has been successfully upgraded, you can contact GTBank customer care.

How to Upgrade GTBank Account Offline Easily in 2023

If you prefer an in-person approach, you can upgrade your GTBank account by visiting a branch:

Visit the Nearest GTBank Branch

Head over to the nearest GTBank branch and proceed to the customer service desk.

Requirements

Make sure to bring the necessary requirements, including your BVN, valid identification documents, two passport-sized photographs, and a utility bill.

 Fill Out the Upgrade Form

The customer service desk will provide you with an account upgrade form.

 Fill it out with accurate information, including your account number, account type, address, phone number, and email address.

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Submission

After completing the form and ensuring you have all the necessary documents, submit them to the customer service department.

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 Processing Time

Most of the time, the upgrading process is completed within a few hours.

Ensure you are patient enough during this time and your account will be upgraded successfully.

FAQs On How to upgrade Gtbank account easily (online & offline) in 2023

Here are some helpful frequently asked questions on how to upgrade gtbank account easily in 2023 with answers:

What is a level 3 account in GTbank?

A Level 3 account in GTBank refers to a higher-tier account that allows customers to have fewer restrictions and access advanced banking features. 

With a Level 3 account, you can receive unlimited amounts of money and carry out transactions without the usual limitations associated with lower-tier accounts.

How do I upgrade my savings account?

To upgrade your GTBank savings account, you can follow these general steps:

Visit your nearest GTBank branch or use their online services.

Ensure you have the required documents, including your Bank Verification Number (BVN), valid identification (e.g., National ID card, Passport, Driver’s License), passport-size photographs, and a utility bill.

Depending on the account tier you want to upgrade to, provide the necessary documents and information.

Follow the specific instructions provided by GTBank to complete the upgrade process.

What is the limit of a GTB student account?

The limits on a GTBank student account, often referred to as a GTCrea8 student account, can depend on the specific terms and conditions set by GTBank. 

 

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