How to close, delete or deactivate your Aella credit account easily -Aella Credit is a financial technology company that was founded with the aim of providing accessible and affordable financial services to individuals in Nigeria. It was established in 2015 by Akin Jones and Akanbi Wale, two visionary entrepreneurs who recognized the need for inclusive financial solutions in the country.
Since its inception, Aella Credit has had a significant impact on the Nigerian financial landscape.
One of the key ways in which Aella Credit has made an impact is by facilitating access to credit for individuals who would usually face challenges in obtaining loans from traditional banks.
Through its mobile app, Aella Credit uses advanced algorithms to assess borrowers’ creditworthiness, enabling them to secure quick loans without the need for collateral or extensive paperwork.
This has empowered individuals to meet urgent financial needs, such as medical expenses, education fees, or business investments.
Aella Credit’s commitment to financial inclusion has garnered recognition both nationally and internationally. The company has received accolades for its innovative business model, including being named one of the “Top 50 Digital Disruptors in Africa” by Disrupt Africa and winning the “Best Digital Lending Platform in Nigeria” at the African Fintech Awards.
So in this post, you’ll be learning how to close, delete or deactivate your Aella credit account easily and hassle free
Without further Ado, kindly scroll down to read how to close, delete or deactivate your Aella credit account easily.
How To Close, Delete Or Deactivate Your Aella Credit Account Easily
Below is the step by step guides on how to close, delete or deactivate your Aella credit account easily:
Check Loan Repayment Status: Be sure that you have repaid the entire outstanding balance on your Aella Credit loan.
Review your loan account details and confirm that all payments have been made, including any accrued interest and fees.
Contact Aella Credit Customer Representative: Reach out to Aella Credit’s customer support team through their designated communication channels.
This can always be done via phone, email, or through the company’s official website or mobile app.
Tell them about your intention and determination to close your loan account and seek guidance on the specific process they have in place.
Provide Necessary Information; The customer support representative may require certain information from you to initiate the account closure process.
This may include your account details, loan identification number, personal identification details, and any other relevant information they may request.
Follow Account Deletion Instructions Provided: Aella Credit will provide you with instructions on how to proceed with closing your loan account.
They may require you to submit a formal request in writing, complete an account closure form, or perform certain actions through their mobile app or online platform.
Follow their instructions carefully and provide any requested documentation promptly.
Verify Account Closure: After you have submitted the necessary information and followed the account closure instructions, verify with Aella Credit that your loan account has been successfully closed by trying to login with your login credentials, if it has been deleted successfully, you won’t be able to login.
Monitor Bank Statements: After closing your Aella Credit loan account, it is advisable to monitor your bank statements or online banking platform to ensure that no further deductions or transactions related to the loan are processed.
If you notice any unexpected activity, promptly contact Aella Credit’s customer support to address the issue.
FAQs On How To Close, Delete Or Deactivate Your Aella Account Easily
Below are some frequently asked questions on how to close, delete or deactivate your Aella credit account easily with answers:
How do I apply for a loan with Aella Credit?
To apply for a loan with Aella Credit, you can download their mobile app from the app store, create an account, and follow the application process within the app.
You will need to provide necessary personal and financial information, and the app will guide you through the steps to complete the loan application.
What are the loan repayment options for Aella Credit?
Aella Credit offers flexible loan repayment options.
You can choose from various repayment terms, ranging from short-term loans to longer repayment periods, depending on your financial needs and preferences.
The available options will be displayed to you during the loan application process, and you can select the one that suits you best.
How long does it take to receive the loan funds from Aella Credit?
Once your loan application is approved, Aella Credit typically disburses the funds directly to your bank account within a short timeframe.
In many cases, borrowers receive the funds on the same day or within 24-48 hours after loan approval.
Is collateral required to secure a loan with Aella Credit?
No, Aella Credit does not require collateral to secure a loan.
Their lending model is based on innovative algorithms that assess creditworthiness using various data points, allowing individuals to access loans without the need for traditional collateral.
Can I repay my Aella credit loan early?
Yes, you have the option to repay your Aella Credit loan before the agreed-upon maturity date.
Early repayment is encouraged and can help you save on interest charges.
You can contact their customer support or check their app for instructions on how to make early loan repayments.
What happens if I miss a loan repayment on Aella Credit?
If you miss a loan repayment, Aella Credit may charge a late payment fee, and it could have a negative impact on your credit history.
It is essential to communicate with Aella Credit’s customer support if you anticipate any difficulties in making timely repayments, as they may be able to provide guidance or options to assist you.
Can I apply for another loan after repaying my existing one?
Yes, you can apply for another loan with Aella Credit after repaying your existing loan.
Aella Credit evaluates each loan application independently, considering factors such as your credit history, repayment behavior, and other relevant criteria.