Sending money to Nigeria from the USA is a fairly straightforward process. There are a few options available to you, depending on your preferences and the urgency of the transfer. To send money to Nigeria, you have several choices. One common method is using international wire transfer services offered by banks. You can visit your local bank branch or even initiate the transfer online. They will require you to provide the recipient’s bank account details, such as the account number and the bank’s routing number, which can be obtained from the recipient. However, in this post, you will explore the top 15 Best Apps to Send Money to Nigeria from USA in 2023.
Without further Ado, let’s delve in right now.
15 Best Apps to Send Money to Nigeria from USA
PayPal remains one of the popular online payment platforms that enables individuals and businesses to send and receive money globally in which Nigeria is not excluded.
It’s one of the best apps to send money to Nigeria from USA.
With PayPal, you can link your bank account or credit/debit card to your PayPal account and easily send money to recipients in Nigeria.
The recipient can then withdraw the funds to their Nigerian bank account or use it for online purchases.
PayPal transactions are generally quick and secure, making it a reliable choice for international money transfers.
Wise (formerly TransferWise)
Wise is a renowned international money transfer service that provides fast and cost-effective transfers.
This app allows you to send money to Nigeria from the USA at competitive exchange rates and with transparent fees.
Wise uses a peer-to-peer system that matches your transfer with someone sending money in the opposite direction, reducing currency conversion costs.
The recipient in Nigeria can receive the funds directly in their local bank account. Wise ensures transparency and efficiency in international money transfers.
WorldRemit is an online money transfer service that enables individuals to send money to Nigeria and other countries worldwide.
It offers various transfer options, including bank transfers, cash pickups, and mobile money transfers.
With WorldRemit financial app, you can easily and seamlessly send money from the USA to Nigeria using their website or mobile app.
Recipients can collect the funds at designated pickup locations or have them deposited directly into their Nigerian bank accounts.
WorldRemit provides a secure and convenient platform for sending money to Nigeria making it one of the very best Apps to send money to Nigeria from USA.
Remitly is another popular digital remittance service that facilitates money transfers to Nigeria.
It allows users in the USA to send funds quickly and securely to recipients in Nigeria.
Remitly offers two delivery options: bank transfers and cash pickups.
You can transfer money directly to Nigerian bank accounts or choose the cash pickup option, where the recipient can collect the funds from partner locations.
Remitly provides competitive exchange rates, low fees, and reliable customer support, making it a trusted choice for sending money to Nigeria.
Xoom, a PayPal service, is a digital money transfer platform that enables users to send money to Nigeria and other countries from the USA.
This app provides a simple and secure way to transfer funds from the USA to Nigeria bank accounts.
Xoom allows you to send money directly to major banks in Nigeria or for cash pickups at partner locations.
With Xoom, you can track your transfer status, receive email and SMS notifications, and enjoy quick delivery of funds.
Xoom is a reliable option for sending money to Nigeria with competitive rates and easy-to-use features.
Another which is included amongst the list of best apps to send money to Nigeria from USA.
Western Union is a widely recognized and trusted name in the field of international money transfers.
With Western Union, you can send money to Nigeria from the USA through their extensive network of agents, online platform, or mobile app.
You can choose to send funds directly to Nigerian bank accounts or opt for cash pickups at Western Union agent locations across Nigeria.
Western Union offers flexibility in transfer methods and provides convenient options for the recipient to access the funds quickly.
MoneyGram is another well established and reputable money transfer service that allows you to send money from the USA to Nigeria.
MoneyGram provides multiple ways to send funds, including online transfers, mobile app, or by visiting a local agent. Recipients in Nigeria can receive the money directly in their bank accounts or collect it as cash from MoneyGram agent locations.
MoneyGram offers competitive exchange rates, reliable service, and widespread availability, making it a popular choice for sending money to Nigeria.
Ria Money Transfer is a global remittance company that facilitates secure and affordable money transfers to Nigeria.
With Ria, you can send money from the USA to Nigerian bank accounts or arrange for cash pickups at Ria agent locations.
Ria offers competitive exchange rates, low fees, and a user-friendly platform to ensure a smooth transfer experience.
They have a strong network in Nigeria, making it convenient for recipients to access the funds.
Azimo is an online money transfer service that specializes in international transfers to Nigeria and other countries. It offers fast and low-cost transfers, making it an attractive option for sending money from the USA to Nigeria.
Azimo allows you to send funds directly to Nigerian bank accounts or for cash pickups at partner locations.
Their user-friendly website and mobile app make it easy to initiate transfers and track the progress of your transaction.
Azimo focuses on providing affordable and reliable money transfer services to Nigeria.
Flutterwave is a Nigerian fintech company that offers a range of financial services, including international money transfers. They provide a secure and efficient platform for sending money to Nigeria from the USA.
Flutterwave partners with major banks and mobile money operators in Nigeria to ensure seamless transfers.
Recipients can receive the funds in their Nigerian bank accounts or mobile wallets. Flutterwave is known for its innovative solutions and commitment to making cross-border payments more accessible.
Payoneer is a global payment platform that enables individuals and businesses to send and receive money internationally. It offers a convenient solution for sending money to Nigeria from the USA.
With Payoneer, you can transfer funds directly to Nigerian bank accounts or to Payoneer accounts held by the recipients. Payoneer transactions are typically fast and secure, and they provide competitive exchange rates.
Payoneer is a trusted platform that simplifies international money transfers.
Venmo is a popular peer-to-peer payment app that allows users to send money to friends, family, or businesses within the United States.
Fortunately, Venmo has currently support international money transfers, including sending money to Nigeria. It focuses primarily on both domestic and international transactions.
Today, it has become one of the very best Apps to send money to Nigeria from USA.
Cash App is another widely used peer-to-peer payment app that enables users to send and receive money within the United States
Cash App has recently integrated the features to support international money transfer. This is yet one of the 15 Best Apps to Send Money to Nigeria from USA.
Quickteller is a Nigerian online payment platform that offers various financial services, including money transfers.
While it facilitates transfers within Nigeria, it does not provide specific options for sending money from the USA to Nigeria.
Quickteller primarily caters to domestic transactions and may not be suitable for international transfers.
Carbon, formerly known as Paylater, is a Nigerian fintech company that offers digital financial services.
While Carbon provides solutions for local transfers within Nigeria, it does not offer direct options for sending money from the USA to Nigeria.
Its services focus on domestic financial transactions and may not meet the requirements for international remittances. It isn’t left out of the top 15 15 Best Apps to Send Money to Nigeria from USA in 2023.
FAQs On 15 Best Apps to Send Money to Nigeria from USA
I know you may still have some questions to ask, therefore, I have provided some frequently asked questions base on the topic “15 Best Apps to Send Money to Nigeria from USA” with their answers:
Which app offers the best exchange rates?
When it comes to exchange rates, it’s important to compare different apps as rates can vary.
Wise (formerly TransferWise) is often known for providing competitive exchange rates, as it utilizes a peer-to-peer matching system.
However, it’s advisable to check the rates offered by various providers at the time of your transfer to ensure you’re getting the best deal.
Can I send money directly to Nigerian bank accounts?
Yes, many of the mentioned apps allow you to send money directly to Nigerian bank accounts.
PayPal, Wise, Xoom, and other services provide the option to transfer funds to Nigerian bank accounts, making it convenient for recipients to access the money.
Are there options for cash pickups in Nigeria?
Yes, several apps offer the option for cash pickups in Nigeria. Western Union, MoneyGram, Ria Money Transfer, and Remitly are known for their cash pickup services.
Recipients can visit designated agent locations in Nigeria to collect the funds.
Which app provides the fastest transfers?
The speed of transfers can vary depending on the app and the transfer method chosen.
Some apps, such as WorldRemit and Xoom, are known for their quick delivery of funds.
However, factors such as processing times, recipient verification, and local banking procedures can also influence the overall transfer speed.