Finance apps

How to Reset my Newcredit Password and Pin; How to Delete, Deactivate or Close Newcredit Loan Account 

How to Reset my Newcredit Password and Pin; How to Delete, Deactivate or Close Newcredit Loan Account 

The NewCredit loan app is a mobile financial service that offers quick and collateral free loans to customers. With this app, you can get loans of up to N100,000 in just 5 minutes. 

It provides a hassle-free way to access loans anytime you need them. 

If you have had an account with them but want to reset your password and pin or you’re here to learn how to delete, deactivate or close Newcredit loan account, this article is for you. Without much Ado, let’s delve in right now.

How to Reset my Newcredit Password and Pin

How to Reset my Newcredit Password and Pin; How to Delete, Deactivate or Close Newcredit Loan Account 
How to Reset my Newcredit Password and Pin; How to Delete, Deactivate or Close Newcredit Loan Account

Do you forget your password or pin or you feel they’re no longer secured? You can easily get them reset. 

To reset your NewCredit password and PIN, you firstly have to open the NewCredit app on your mobile device and look for the “Settings” within the app.

In the settings/account section, you should find an option for “Password and PIN”

Tap on the “Password and PIN” option to proceed.

You will be asked to enter your current password or PIN for verification purposes.

Once verified, you should see an option to reset your password and PIN.

Tap on the “Reset Password” or “Reset PIN” option.

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Follow every given instruction to create a new, lengthier password and PIN.

Make sure to choose a strong and secure password that is at least 8 characters long and includes a combination of letters, numbers, and special characters.

Confirm your new password and PIN when prompted.

Save the changes and exit the settings/account section.

How to Delete, Deactivate or Close Newcredit Loan Account

Newcredit allows users to close their account before uninstalling the app from their phone. 

If you’re one of those who wants to close, delete, or deactivate their newcredit account. This article will walk you through the process.

In the steps below, you will explore the necessary guide on how to delete, deactivate or close newcredit account:

To close, delete your newcredit account, contact their customer care representative is the necessary step you will need to take.

Firstly, login to your newcredit account and go to the profile page. In the profile page, look for the option to delete, deactivate or close newcredit account. 

If you couldn’t find any related option, the best alternative method is to contact the newcredit customer care representative by phone or email.

Contact them and unveil the reasons why you decided to delete, deactivate or close your newcredit account. 

You will be required to provide your newcredit account details such as your name, phone number, username etc. 

Also, if you have an outstanding loan to repay, ensure you make the payment before contacting for support. 

Read: Newcredit Login With Phone Number, Email Address, Online Portal, Website

After your account has been finally reviewed by a newcredit team, they will get your account closed and notify you about the successful closure.

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To contact them, ensure you get their contact details here.

Top 5 Reasons Why People Close Their Loan Apps Account 

There are several reasons why people may choose to close their loan apps accounts. Here are some possible explanations:

Unsatisfactory experience: Individuals may close their loan apps accounts if they have had a negative experience with the app or the lending institution. 

This could include issues such as poor customer service, difficulty in navigating the app, or encountering hidden fees and charges.

Better loan options: People may close their loan apps accounts if they find better loan options elsewhere. 

They might come across another lending institution that offers lower interest rates, more favorable repayment terms, or additional benefits that are more aligned with their financial needs.

Financial stability: Some individuals may choose to close their loan apps accounts once they have achieved financial stability.

If they have successfully paid off their loans or have improved their credit score, they may no longer require the services of the loan app and decide to close their account.

Consolidation of loans: Another reason for closing a loan apps account could be the consolidation of loans. 

If a person has multiple loans from different sources, they might choose to consolidate them into a single loan with better terms.

 In cases like this, they may close their loan apps accounts to streamline their borrowing and repayment process.

Privacy and security concerns: Privacy and security are important considerations for many individuals. 

If they have concerns about the security of their personal and financial information on a loan app, they may decide to close their account to mitigate any potential risks.

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FAQs On How to Reset my Newcredit Password and Pin; How to Delete, Deactivate or Close Newcredit Loan Account

Here are some helpful frequently asked questions on How to Reset my Newcredit Password and Pin; How to Delete, Deactivate or Close Newcredit Loan Account with answers:

How do I delete my account from a loan app?

To delete your account from a loan app, you can follow these general steps:

Open the loan app on your device.

Look for the settings or profile option within the app.

Within the settings, you should find an option to delete or deactivate your account.

Follow the instructions provided to complete the account removal process.

Can a loan app access my contacts if uninstalled?

No, once you uninstall a loan app from your device, it should no longer have access to your contacts. 

Loan apps will require permissions to access your contacts, but once the app is uninstalled, those permissions are revoked, and the app cannot access your contacts anymore.

How long does a NewCredit loan last?

The loan range for newcredit ranges from 14-365 days depending on the loan amount and period selected.

How can I stop loan app harassment in Nigeria?

If you are experiencing harassment from a loan app in Nigeria, here are some steps you can take:

Report the harassment to the appropriate authorities, such as the police or the Federal Competition & Consumer Protection Commission (FCCPC).

Seek legal advice to understand your rights and options.

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