Banking tips and guides

How to Generate Pin + Token for Zenith Bank without Hardware

Do you want to learn how to generate a pin + token for Zenith Bank without hardware but found it difficult to get it done? If you answered “yes” then you’ve definitely landed on the right page. Here’s a topic to show and guide you on “how to generate pin + token for Zenith Bank without hardware easily” without the need for Zenith Bank customer service assistance.

In this post, you’ll not only gain insight on how to generate a pin + token for Zenith Bank without hardware but includes related things you need to know.

Without further Ado, let’s dive in quickly!

What is Zenith Bank Token?

Zenith Bank token may be referred to as a security device that provides an extra layer of security for electronic banking transactions carried out on the Zenith Bank internet banking platform. 

It is a small, portable, and easy-to-use device that generates a unique One-Time Password (OTP) for each transaction, which the user is required to input to complete the transaction. 

The Zenith Bank token helps to protect customers’ accounts from unauthorized access and fraudulent activities by ensuring that only the account holder can complete transactions on their account.

How to Generate Pin + Token for Zenith Bank without Hardware (2023)

How to Generate Pin + Token for Zenith Bank without Hardware
How to Generate Pin + Token for Zenith Bank without Hardware

Here’s everything you must know on how to generate pin + token for Zenith bank without hardware today:

To generate a PIN + Token for Zenith Bank without a hardware device, you can use the Zenith Bank Mobile App or the USSD code *966# on your registered mobile number. Here are the steps:

Using the Zenith Bank Mobile App:

  • Download the Zenith Bank Mobile App from your app store and log in with your Internet banking credentials.
  • Navigate to the menu and select “PIN and Token Request”.
  • Select “Generate PIN + Token” and follow the prompts to complete the process.

Once completed, your PIN + Token will be displayed on the screen.

Using the USSD code:

  • Dial *966# on your registered mobile number.
  • Select “8” for “Next Page” and then select “6” for “PIN and Token Request”.
  • Select “1” for “Generate PIN + Token” and follow the prompts to complete the process.

Immediately after it’s completed, your PIN + Token will be displayed on the screen.

Note: You will be required to enter your account number, the last 4 digits of your ATM card, and your mobile number to authenticate the transaction. Also, ensure that your mobile number is registered with the bank and linked to your account.

How to activate Pin + Token for Zenith Bank without Hardware

Another thing that I mentioned earlier that I’ll provide insight on in this article which speaks more about “how to generate pin + token for Zenith bank without hardware” is “how to activate pin + token for Zenith bank without hardware”.

To activate your PIN + Token for Zenith Bank without a hardware device, you can use the Zenith Bank Mobile App or the USSD code *966# on your registered mobile number. Below are the must-follow steps to get it activated:

Using the Zenith Bank Mobile App:

  • Download the Zenith Bank Mobile App from your app store and log in with your Internet banking credentials.
  • Navigate to the menu and select “PIN and Token Request”.
  • Select “Activate Token” and follow the prompts to complete the process.

After completion, your PIN + Token will be activated and ready for use.

Using the USSD code:

You can also get it activated with the aid of Ussd code.

  • Dial *966# on your registered mobile number.
  • Select “8” for “Next Page” and then select “6” for “PIN and Token Request”.
  • Select “2” for “Activate Token” and follow the prompts to complete the process.

Once completed, your PIN + Token will be activated and ready for use immediately.

Requirements to How to activate Pin + Token for Zenith Bank without Hardware

To activate your PIN + Token for Zenith Bank without a hardware device, you will need to meet the following requirements:

  • Have a Zenith Bank Mobile App or a mobile device capable of using USSD code *966#.
  • Your internet banking credentials (Username and Password).
  • Your account number.
  • Your registered mobile number with the bank.
  • The last 4 digits of your Zenith Bank ATM card.

Note: Before activating your PIN + Token, ensure that your mobile number is registered with the bank and linked to your account.

Read Also: How To Get A Loan From Zenith Bank In Nigeria With or Without Collateral in 2023

If your mobile number is not registered or linked to your account, you will need to visit a Zenith Bank branch to update your details. 

Also, ensure that you have a stable internet connection or mobile network to complete the process successfully.

Zenith Bank token Transfer limit

Everything that is to be known on “how to generate pin + token for Zenith bank without hardware” as being provided earlier. 

However, you may want to know the Zenith bank token transfer limit, everything as being provided here.

The Zenith Bank token transfer limit depends on the type of account you hold with the bank. 

For individual accounts, the daily transfer limit is usually set at N100,000 for transactions carried out using the token. However, this limit can be increased upon request by contacting the bank’s customer service or visiting a Zenith Bank branch.

For corporate accounts, the daily transfer limit using the token is set at N10 million, but this can also be increased upon request.

Read: How To Send Money To Nigeria Instantly From Abroad (Different Methods)

Frequently Asked Questions

Below are some frequently asked questions you may find helpful:

How do I get my Zenith Bank token code?

To get your Zenith Bank token code, you will need to activate your token by following the instructions provided in this article or by the bank. 

Once your token is activated, you can generate a token code by pressing the button on the device. 

The code will be displayed on the token’s screen.

How do I find my token number?

Your Zenith Bank token number can be found on the back of the device.

 It is usually a 10-digit number that starts with “ZTKN.”

What to do when Zenith Bank token is locked?

If your Zenith Bank token is locked, you will need to visit your nearest branch to have it unlocked. 

You may also contact Zenith Bank customer service to report the issue and obtain further instructions on how to resolve the problem.

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